Budgeting

Kristy Nguyen

Myth: The best way to budget is cash stuffing.

Reality: Sure, you can visualize money in an envelope, but cash stuffing isn’t practical. Your money is safer in a bank savings

Investing & Building Wealth

Danny Penev

Myth: You need to be rich to invest.

Reality: You can invest starting with as little as $1. Investing can be for everyone, and the sooner your start the better.

Investing & Building Wealth

Bukola Ayodele

Myth: Forget the stock market, crypto is the only way a young investor can get rich quick.

Reality: When it comes to crypto, only invest what you’re willing to lose — 80% of Bitcoin investors have lost money. The safer and smart way to invest is in low-cost index funds.

College & Credentials

Amanda Agyapong

Myth: You’d be better off investing tuition money instead of spending it on college.

Reality: College is a worthwhile investment. Compared to those with only a high school degree, college graduates face lower unemployment and make more than a million dollars more over the course of their lifetimes.

Working

Mohuya Khan

Myth: You should work as much as you can in high school and college.

Reality: You should limit yourself to 15 hrs/wk when working in high school, and 20 hrs/wk in college. Above that, research shows that grades suffer.